I am a believer in the American dream of home ownership. Government studies have shown that the average homeowner has a net worth several times greater than the average worth of a renter. My passion for real estate extends to each of my clients; we ensure that the often cumbersome mortgage process is simplified & less stressful, as we deliver service with a true personal touch from start to finish.

My service to clients does not stop there. Ask me about our RateFlex(TM) Program which will enable me to ensure your rate protection AND give you a lower rate if rates move lower before your closing. Ask me about our LoanFirst(TM) Program which will put you in the best position to purchase a home, especially in competitive bidding situations.